Jan 03, 2017 10:27 AM EST By Audri Taylors, UniversityHerald Reporter

January is a perfect month to start anew. You've got the next 12 months to work on your goals when it comes to your financial health or status.

It isn't really hard to grow your wealth and money and sometimes, you just don't realize it but they all just boil down to smart, yet very simple habits and lifestyle changes you need to adapt to. Being successful when it comes to your financial goals is something that can be learned and here are some advice to help you get started.

Invest your money

This is one of the most effective ways to grow your money, according to Business Insider. As early as possible, it is advised that you invest your money and put it to work so that you can see it can grow later on investment returns.

Take time to read books

The richest and most successful people choose to be educated and they do it by reading more books. They dedicate most of their time in reading and learning about becoming successful.

Learn to adapt to the most uncomfortable things

You need to get out of your comfort zone if your goal is to be successful. Getting used to uncertainty and discomfort is something you should learn if you want to get rich. For one, becoming a millionaire is not easy because it entails a lot of risks and if you learn how to get comfortable with discomfort, then it's a lot easier to build your financial fortune.

Set your goals

According to Forbes, there is no better time to decide on the things you want to accomplish this year than now. Look at the things that you need to work harder on, the things that will create a greater impact on your financial goals for the year. Then create a plan on how you will be achieving these goals and imagine them becoming a reality. Don't be afraid to dream big, to think big.

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